• Ripple secured a full EMI license in Luxembourg, unlocking EU-wide passporting rights.
• The approval strengthens Ripple’s regulatory footprint and supports institutional adoption in Europe.
• XRP rose modestly as RLUSD saw stronger growth following the regulatory milestone.

XRP gained nearly 3% after Ripple reached a fresh regulatory breakthrough in Europe. The company confirmed that it has secured full approval of its Electronic Money Institution (EMI) license in Luxembourg.

The milestone represents a key step in Ripple’s broader strategy to scale its digital assets solutions across European markets.

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Ripple’s European Expansion Accelerates With EMI License Approval

The Commission de Surveillance du Secteur Financier (CSSF), Luxembourg’s financial supervisor, granted Ripple its full EMI license after the company met all regulatory conditions set out by the CSSF. The decision follows preliminary authorization given in January.

For context, an EMI license permits companies to issue electronic money, process payments, and offer digital financial services under firm regulatory oversight. This license grants Ripple “passporting” rights, allowing it to operate in all other EU member states with a single approval.

As a result, Ripple can onboard and serve institutional clients across the European Economic Area without additional barriers. Cassie Craddock, Ripple’s Managing Director for the UK and Europe, said the company has viewed Europe as a “strategic priority.”

She added that the authorization strengthens Ripple’s ability to expand compliant blockchain infrastructure across the EU, positioning the firm to support European businesses to move toward a more efficient, digital-first financial era.

“Securing our full EMI license in the EU is a transformative milestone that reinforces Ripple’s presence at the heart of European finance,” Craddock added.

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The EU license expands Ripple’s already broad regulatory portfolio, which now includes over 75 licenses worldwide. The development comes around a month after Ripple received both an EMI license and crypto-asset registration from the UK’s Financial Conduct Authority (FCA).

Ripple’s License Win Lifts XRP and Fuels RLUSD Growth

Market observers say the regulatory move could support broader adoption of Ripple’s ecosystem, strengthening real-world use cases for assets such as XRP, the XRP Ledger (XRPL), and the company’s stablecoin, RLUSD.

“With full ‘passporting’ rights across all 27 EU nations, the gateway to institutional adoption of $XRP and $RLUSD is officially now WIDE OPEN. Once this happens in the US with Clarity – YKWTD,” crypto educator, Paul Barron, wrote.

The development has already coincided with a positive market response. Amid Ripple’s regulatory wins, XRP climbed nearly 3% over the past 24 hours.

The move unfolded alongside a broader advance in the crypto market, which pushed all 10 top assets into the green. At the time of writing, XRP was trading at $1.60.

While XRP’s price gains have remained relatively modest, momentum has been more pronounced for the RLUSD stablecoin. According to DeFiLlama data, RLUSD’s total market capitalization rose to $1.459 billion, posting a 33% increase on XRPL and a 1.47% gain on Ethereum over the past day.

Overall, Ripple’s latest regulatory milestone in Europe highlights its accelerating push toward compliant global expansion. While XRP’s price reaction has remained measured, growing momentum around RLUSD suggests the company’s broader ecosystem is beginning to reflect the impact of increased regulatory clarity.

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