I love locking in a cheap subscription deal during a discount period like Black Friday or Cyber Monday. It always feels like I’ve gotten away with something — for the rest of the year, I can relax in my Scrooge McDuck money pit while all the other losers are paying full price. Just as one example: Black Friday streaming deals on Disney and Hulu are cheaper than ever right now, so take advantage as soon as you can.

On this list, we’ve gathered the top sales of all kinds of subscriptions. We’ve got some of the best VPNs to keep you anonymous online, MasterClass deals to continue your education with thrilling celebrity-led courses, and streaming deals for TV marathons on those long winter nights. Grab your favorites and join me in the money pit (actual swimming not advised).

Best Black Friday subscription deals

Quicken Simplifi (one year) for $36 (50 percent off): We named Quicken Simplifi the best budgeting app this year largely because it lives up to its name. This is the cleanest budgeting app on the market, with an interface designed to welcome newcomers and no key information more than a scroll away. It’s also cheap, especially with this Black Friday deal, and very good at detecting and categorizing your important transactions.

Monarch Money (one year) for $50 (50 percent off with code MONARCHVIP): Monarch Money, our other favorite budgeting app, is giving new users half off for Black Friday. It’s a little more complex than Quicken Simplifi, but it also gives you finer-grained control, including detailed reporting, balance sheets and instant graphs. The standout goals feature lets you establish savings and wealth baselines that feel amazing when you hit them.

Rosetta Stone Lifetime Unlimited subscription for $149 (60 percent off): Rosetta Stone was pioneering visual language courses back when software still came in boxes, and it’s still one of the best language learning apps. Today, its method works as well as ever, with patient learning based on pictures, terms and recordings. This deal gets you a full lifetime subscription with access to all 25 languages in the library.

Audible (three months) for $3 (80 percent off): For literally $1 per month, you can get access to Audible’s enormous library of published audiobooks, podcasts and Audible Originals (which can be anything from never-before-heard books to live performances). It’s only three months, after which you’ll have to cancel or renew at the regular price, but an audiobibliophile can cram a lot of listening into the 90 days after Black Friday.

Headspace (one year) for $35 (50 percent off): Out of all the meditation apps available, Headspace is our favorite. It doesn’t just help you relax and de-stress, but also teaches you to practice meditation as a skill, with sessions building on each other in organized courses. There’s a massive library of standalone guided meditations with all kinds of instructors, and it’s easy to search for the ones that work best for you. This deal gives you half off a full year.

Calm Premium (one year) for $40 (50 percent off): Once you’ve finished your Headspace meditation, head over to Calm for every other stress-relieving activity you can think of. This packed subscription gives you a huge library of relaxing content, from music and restful soundscapes to its popular “sleep stories” with celebrity narrators telling bedtime stories for children and adults alike. If you’ve ever wanted to be lulled to sleep by Harry Styles, Matthew McConaughey or Idris Elba, this app is for you.

1Password (one year) for $24 (50 percent off): Using a password manager is one of the most important cybersecurity steps you can take right now. 1Password generates strong, unique passwords for every account, then saves them to autofill when you need them. We named it the best password manager in honor of its well-designed user interface and cross-platform compatibility.

LastPass Premium (one year) for $18 (50 percent off): LastPass is another great password manager. We briefly stopped recommending it after a couple of data breaches early last year, but it’s patched up its security and seems to be firing on all cylinders again. Whether it suits you better than 1Password will come down to personal preference, but LastPass’s deal is slightly better this year.

DeleteMe (all services) for 30 percent off with code BFCM30OFF25: DeleteMe scrubs your information from people search sites and other public-facing data brokers, dramatically reducing your online presence. It’s a time-saving and user-friendly automation of a process that can be a real hassle without it. Since using it monthly, we’ve noticed a sharp decrease in the amount of spam emails, texts and calls to our personal addresses.

Adobe Creative Cloud (one year) for $389 (50 percent off): Adobe Creative Cloud is half off for one year right now, coming out to $389 for one year when you pay upfront. (There’s a discounted $35 monthly rate as well, working out to $420 for the year.) Creative Cloud is Adobe’s most comprehensive design package, including InDesign, Illustrator, Photoshop, Premiere and over 20 other apps. Whip up a website with Dreamweaver, paint on a digital canvas with Fresco or edit photos in Lightroom. It’s a pretty steep cost for an individual, but puts a one-year subscription well within reach of a creative business.

Best Black Friday streaming deals

Apple TV+ (6 months) for $36 ($42 off): Apple TV+ has another of the best Black Friday streaming deals this year, offering a six months of access for only $36, which comes out to only $6 per month. The deal is live now for new and returning subscribers. Through December 1, you’ve got a great chance to stream shows like Severance, The Morning Show and For All Mankind for less — just remember the deal only applies if you subscribe directly through Apple and not through a third-party service.

Disney+ and Hulu bundle with ads (one year) for $60 (61 percent off): Disney took its time announcing its Black Friday deal on the newly merging Disney+ and Hulu, but the wait was worth it. This steep discount saves you more than 60 percent over the regular monthly price. Just in time for family gatherings, you’ll have free access to Encanto and Moana 2 for the kids, The Bear and Only Murders in the Building for the adults, and Marvel and Star Wars adventures for everybody.

Paramount+ (2 months) for $6 ($20 off): Paramount+ is doing its Black Friday deal a little differently. Instead of a reasonably cheap long-term plan, you get an incredibly cheap short-term deal — two months for less than a Starbucks run costs these days. That’s more than enough time to binge Yellowjackets, Dexter: Resurrection or Star Trek: Strange New Worlds, along with weeks of NFL games through CBS Sports.

Fubo Pro (first month) for $55 (35 percent off): Fubo is the live TV service that helps sports lovers cut the cord. When you sign up, it asks you your favorite teams, then automatically records every game they play. Fubo Pro includes 249 channels, covering everything from your local NFL and NBA networks to real ESPN8 (The Ocho) content like PowerSports World. There are even plenty of non-sports channels, and with 10 allowed screens per subscription, your whole family can enjoy the selection at once.

Sling TV Orange Day Pass for $1 (80 percent off): Sling TV is one of the best live streaming services, and has one of streaming TV’s most unique deals: a commitment-free day pass that lets you stream whatever you want for 24 hours, including cable channels and exclusive sports. Normally, a day pass costs $5, but this Black Friday deal knocks that all the way down to $1.

Plex (lifetime pass) for $150 (40 percent off): Plex offers personal media servers you can use to organize your digital collection — imagine your own curated Netflix homepage that nothing ever vanishes from. It’s also a streaming platform in its own right, with movies and TV from all genres and eras. Plex did just raise its prices, so now’s your chance to get a lifetime pass for close to what it used to cost.

Walmart+ (one year) for $49 (50 percent off): No, Walmart hasn’t started its own streaming platform, but it would probably have some pretty great drama. What you do get with Walmart+ is free shipping on carts over $35, exclusive deals, drone delivery in some cities and more. And if you did come here for streaming, Walmart+ also comes with your choice of Peacock Premium of Paramount+ Essential (we recommend Peacock Premium because it’s more expensive on its own).

Fox One (two months) for $20 (50 percent off): Fox One is the newest streaming service on this list, launching just this August. It provides access to everything in the Fox catalog, including its sports and entertainment TV. Two months for $20 isn’t quite as good a deal as Paramount+ is giving out, but it may still be a bargain if you’re worried about losing Fox channels from your YouTube TV subscription.

Best VPN deals for Black Friday

ExpressVPN Basic (15 months) for $52.39 (73 percent off): ExpressVPN may be the most user-friendly VPN for sale right now, with fast download speeds (only 7 percent losses in our last test), quick connections and apps designed to stay out of your way. It’s not the most feature-rich, but it excels at any bread-and-butter VPN task, staying leak-free and unblocking Netflix everywhere. You also get access to server locations in 105 countries.

Surfshark Starter (27 months) for $53.73 (87 percent off): According to the tests we ran for our latest review, Surfshark is the fastest VPN right now, with its download speeds, upload speeds and latencies all beating out competitors. It has more to offer beyond speed, too, as it’s able to constantly rotate your IP address and generate double VPN paths between any two servers you choose.

NordVPN Basic (27 months) for $80.73 (74 percent off): NordVPN got very positive marks in our last review, where we called out its fast internet speeds, wide network of server locations and selection of exclusive features. It comes with a range of dedicated servers for obfuscation, onion routing, torrenting and more. Plus, it’s one of the first VPNs getting a jump on post-quantum encryption.

CyberGhost VPN (28 months) for $56.84 (84 percent off): CyberGhost is always cheap — in fact, we named it the best budget VPN — but it’s never behaved like an economy option. Its Smart Rules automation controls are the deepest in the industry, and its server network reaches 100 countries. Speeds are also quite good, though connections occasionally take a moment to establish.

Private Internet Access VPN (40 months) for $79.20 (83 percent off): Although we weren’t wholly positive about Private Internet Access (PIA VPN) in our recent review, we can’t deny it’s a worthwhile choice for an affordable VPN. Although speeds can fluctuate, it comes with lots of desirable features on all platforms, like port forwarding (which makes torrents more stable) and two kinds of split tunneling.